CrowdPartner GmbH, based in Aichstetten, Germany, operates an internet platform at www.crowdpartner.de, specializing in crowdfunding for various types of projects. The platform primarily focuses on renewable energy projects, real estate projects, and the refinancing of existing properties.
Key numbers
Who can invest?
How it works
To invest on CrowdPartner.de, you must meet certain eligibility criteria to ensure compliance with legal and platform-specific requirements.
Age Requirement: You must be at least 18 years old. This ensures that all participants are legally capable of entering into binding financial agreements.
Residency: You as an individual investors must have their primary residence in Germany. This is a critical requirement as the platform operates under German financial regulations and laws.
Corporate Entities: If you are non-individual investors, such as corporate entities, your company must have its registered office in Germany. This ensures that all corporate investors are operating within the German legal framework.
- Specialisation: Property investments, Business loans
- Maximal observed interest rate: 7%
- Average rate: 6%
- Minimum investment amount: 5%
- Average terms: 36 months
- Currencies supported: €
- Foundation year: 2002
- Commission: 0%
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Instruction:
CrowdPartner.de allows you to participate in a variety of projects through crowdfunding. Project owners, or «Projektinhaber», can present their projects on the platform, providing detailed information about the financing needs and expected returns. The platform facilitates investments through fixed-interest subordinated loans, which are legally binding and executed electronically on the platform.
Platform loans are structured identically within each crowdfunding project and are legally binding agreements executed electronically on the platform. Returns on these investments, including interest payments, are generated from the revenues of the respective projects.
Registration Process
To begin using CrowdPartner.de, you must register on the platform. The registration is straightforward but requires complete and truthful disclosure of personal and investor-specific information.
Eligibility: You must be at least 18 years old, fully legally competent, and residents of Germany. Corporate entities must have their headquarters in Germany.
Verification: After registration, you receive a confirmation email. Clicking the link in this email completes the registration process, allowing to access your account and update their information as needed.
Investment Process
The investment process on CrowdPartner.de is designed to be transparent and user-friendly:
Project Exploration: You can browse through various financing projects, each providing detailed information about the investment opportunity, including expected returns and associated risks.
Making an Investment: You accept the project owner’s offer by selecting their desired investment amount through the platform. This acceptance, known as a «Zeichnungserklärung», is legally binding.
Fund Transfer: The invested amount is then transferred to a designated escrow account. This ensures the security of funds until the project reaches its funding goal or the investment period concludes.
Post-Investment: If the project does not meet its funding threshold, the invested amount is returned to the investor without any deductions. If the funding is successful, the funds are transferred to the project owner under the terms specified in the loan agreemet.
Platform Features
No Fees for Users: The platform is free, with no hidden fees for using the site or accessing investment opportunities.
No Advisory Services: CrowdPartner.de does not provide financial or investment advice. Instead, it offers a venue for project owners and investors to connect.
Document Management: The platform facilitates the legal documentation process, ensuring that all agreements are clear and accessible to both parties involved in the transaction.Risk Management and Legal Aspects
Investing through CrowdPartner.de involves certain risks, particularly because the loans are subordinated. This means that in the event of insolvency, you may not be able to reclaim their invested capital or expected interest. Detailed risk disclosures are provided for each project, and you are urged to thoroughly review these before committing funds.
CrowdPartner.de places a high priority on data security and privacy. Personal data is collected and used strictly within the framework of legal regulations, with a comprehensive privacy policy available on the platform’s website. The platform ensures that user data is protected against unauthorized access and misuse.
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