Mintos.com is a premier global marketplace that offers individuals the opportunity to invest in loans and earn passive income. With a user base exceeding 500,000 investors, Mintos stands out for its ability to provide a diverse range of investment opportunities across various loan types and geographies. Investors can start with as little as €10, making it accessible for beginners and seasoned investors alike. The platform ensures transparency and security, offering features like automated investment strategies and detailed loan information. Mintos is dedicated to helping investors achieve financial growth by diversifying their portfolios and securing their financial futures through smart, informed loan investments.
Most EU citizens as well as additional eligible nationalities over the age of 18 can register and invest. In the Americas, Mintos only accepts investors residing in the following countries: Argentina, Brazil, Canada, and Chile.
- Specialisation: P2P lending, business loans, ETFs. unsecured and secured corporate bonds, real estate investments
- Maximal observed interest rate: 21%
- Average rate: 11%
- Minimum investment amount: 10€
- Average terms: 18 months
- Currencies supported: CZK, EUR, GBP, KZT, PLN, SEK, MXN.
- Foundation year: 2015
- Commission: 0%
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Instruction:
Registering on Mintos.com is a straightforward process. Here are the steps to get started:
1. Visit Mintos.com
2. Click on “Sign up”: On the homepage, you will find a “Sign up” button. Click on it to begin the registration process.
3. Choose your account type: Mintos offers different types of accounts (individual, business, etc.). Select the type of account you wish to open.
4. Fill in your personal information: Provide the necessary personal details, such as your name, email address, and password. Ensure that the information is accurate.
5. Verify your email address: Mintos will send a verification email to the address you provided. Open the email and click on the verification link to confirm your email address.
6. Complete your profile: After verifying your email, you will need to complete your profile by providing additional information, such as your residential address, date of birth, and identification documents. This step is crucial for compliance with regulatory requirements.
7. Set up security measures: Mintos may require you to set up additional security measures, such as two-factor authentication, to protect your account.
8. Agree to the terms and conditions: Carefully read through Mintos’ terms and conditions, privacy policy, and any other relevant documents. If you agree, check the appropriate boxes and proceed.
Investeira tested Mintos on several projects. Since the start of the operation, Mintos developed several new products, such as ETF, bonds, and investment in the real estate.
It is a very large marketplace with a wide range of project and investment opportunities from all over the world, with different terms, interest rates, and even currencies – each investor will find an interesting sector to invest on Mintos. However, not all partners, listed on Mintos, showed stable financial power and collapsed during the COVID-19 crisis. At the same time, Mintos is fighting to get compensation to its investors for the bad debt.
Pros:
Wide choice of investment products both on primary and secondary markets, great liquidity
High level of reliability
Fantastic Help center and support
Educational programs and strategy advising
High level of usability
Competent team and stable development of the company
Cons:
Due diligence of the partners