Planethome Investment are experts in the real estate industry and therefore know exactly what is important. Our expertise helps us to evaluate our projects, which we make available to you.
Age and Legal Status: Any adult individual or legal entity can register. Individuals must be at least 18 years old and legally capable of entering into investment contracts.
Geographical Restrictions: The platform is open to investors from various countries, except for citizens of Canada, Japan, and Australia, as well as U.S. persons. A U.S. person is defined as someone who is a U.S. citizen, holds a permanent residency (Green Card), is subject to U.S. income tax for other reasons, resides in the U.S. or its territories, or represents a U.S. entity subject to federal taxation.
Bank Account: You must have a private bank account to facilitate transactions.
- Specialisation: Investment in residential property
- Maximal observed interest rate: 8%
- Average rate: 6%
- Minimum investment amount: €250
- Currencies supported: €
- Foundation year: 2015
- Commission: 0%
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Instruction:
PlanetHome Invest, previously known as iFunded, operates as a digital real estate investment platform headquartered in Berlin, Germany. The platform facilitates real estate investments for private and institutional investors through crowdfunding, offering a clear and straightforward method to invest in real estate with relatively low capital requirements.
Registration and Account Setup
The registration process is open to adults and legal entities with a private bank account. During registration, you create an account secured by a username and password. This data is used for compliance with legal and regulatory requirements, including AML checks.
Investment Process
Once registered, you can explore various real estate projects listed on the platform. Each project includes detailed information such as an investment memorandum, risk assessments, and expected returns. The minimum investment amount is generally €250.
You can choose from different types of financial instruments, including subordinated loans and security offerings. All listed projects undergo thorough due diligence by real estate experts. The due diligence team includes experienced professionals in various fields related to real estate, such as property valuation, legal compliance, financial analysis, and market research. These experts thoroughly assess each project for its feasibility, potential risks, and overall investment viability.
Funding Phase
The funding phase for each project typically lasts between 60 to 90 days, although it may close earlier if the funding target is met quickly. Investors pledge their funds during this period, and if the target is reached, the investment process proceeds.
Returns and Risk Management
PlanetHome Invest offers interest rates ranging from 5% to 8% per annum, with project durations usually between 12 to 48 months. Investors are advised to understand the risks associated with real estate investments, including the potential for total capital loss, and should only invest funds they can afford to lose.
Platform Features
The platform provides detailed information about each project. Additionally, PlanetHome Invest uses blockchain technology to enhance the security and transparency of transactions.