Rendity is a real estate crowdfunding platform based in Austria that allows investors to participate in high-quality real estate projects with low investment thresholds.Rendity offers a user-friendly online platform that connects real estate developers with investors, providing an opportunity to diversify investment portfolios with real estate assets.
Key numbers
Who can invest?
How it works
Investeira about the project
Any person with a bank account within the European Union (EU) can make investments on our platform upon reaching the age of 18. Companies with a bank account within the European Union (EU) can also invest. 🇪🇺
- Specialisation: Property Investment
- Maximal observed interest rate: 8%
- Average rate: 6%
- Minimum investment amount: 100€
- Average terms: 18
- Currencies supported: €
- Foundation year: 2015
- Commission: 0%
- Foundation year: 2015
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Instruction:
Rendity offers a range of investment options, including equity-based and debt-based investments, with different risk levels and potential returns, catering to various investor preferences. Additionally, Rendity allows you to invest in real estate by purchasing shares in properties rather than owning them outright. This approach offers a streamlined way to gain the benefits of real estate investment without the usual complications. With Rendity, you can choose between two main investment types: Rendity Income and Rendity Growth. Rendity Income provides steady monthly rental income, while Rendity Growth focuses on long-term capital appreciation.
Getting Started
To begin with Rendity, sign up on their platform. Once registered, you can browse through detailed property listings that include information on location, rental income, and projected capital growth.
Selecting and Purchasing Shares
Choose properties that match your investment goals, whether it’s for steady rental income or long-term growth. You can diversify by investing in multiple properties. Purchase shares seamlessly through the platform, where your shares are converted into secure digital tokens thanks to blockchain technology.
Earning and Monitoring
Start earning monthly rental income based on your ownership percentage. Monitor your investments and income through your personal dashboard, which provides real-time updates and detailed reports, keeping you informed about your portfolio’s performance.
Selling and Exchanging Shares
Rendity’s exchange allows you to sell your shares whenever you need liquidity or wish to adjust your portfolio. Simply set your price, list your shares, and wait for a buyer. This flexibility turns traditionally illiquid real estate into a liquid asset, giving you full control over your investments.
How You Earn
Investing with Rendity means making money through both rental income and capital appreciation. Monthly rental distributions are based on the shares you own in a property, providing a regular income stream. When a property is sold, 80% of the capital appreciation is distributed to investors, offering a substantial profit if the property’s value has increased over time.
Fees and Selling Shares
Rendity does not charge direct fees to investors. However, all incurred costs such as operating, management, legal fees, and more are deducted from the rental income and sales proceeds. This means you receive the net amount after these deductions. If you want to sell your shares, you can do so on Rendity’s exchange once all initial shares are sold. You set the price, though there’s no guarantee of immediate sale.
Security and Flexibility
Every investment is secured by a land register entry, ensuring robust protection. Properties are assigned a unique ISIN by the Austrian Control Bank, enhancing security. The use of blockchain technology for transactions ensures they are fast and secure. On the Rendity exchange, you can buy and sell shares easily, transforming traditionally illiquid real estate into a flexible, liquid asset. This flexibility allows you to quickly respond to personal financial needs or investment opportunities.
Rendity partners with several prominent loan originators, each bringing expertise and a track record of successful projects. Here are some notable loan originators on the platform:
Aquila Capital: Specializes in sustainable infrastructure and real estate projects across Europe. With over €9 billion in assets under management, they focus on green investments that promise both financial returns and environmental benefits.
MPC Capital: Known for their real estate and infrastructure projects, MPC Capital has a strong presence in Europe and the Caribbean. They manage assets worth approximately €4.5 billion, providing diversified investment opportunities.
Zinsbaustein: A German-based originator focusing on residential and commercial real estate. They have a robust portfolio with projects totaling over €1 billion, offering investors stable and lucrative opportunities.
IMMO Capital: Specializes in residential property investments, primarily in Germany and Austria. With a strong emphasis on urban areas, they manage assets exceeding €500 million.
ViennaEstate: Focuses on residential and commercial properties in Austria, particularly Vienna. They manage over €300 million in real estate assets, ensuring a steady pipeline of high-quality projects.
GRAND Immobilien: Another Austrian originator, GRAND Immobilien, specializes in residential developments and urban regeneration projects, managing assets worth €200 million.
Nordic Real Estate Partners (NREP): A leading Nordic originator with a focus on sustainable urban development. They manage over €8 billion in assets, providing diverse investment options.
Münchener Hypothekenbank (MHB): One of Germany’s largest mortgage banks, MHB specializes in residential and commercial real estate financing, with a portfolio exceeding €10 billion.
Raiffeisen Bank International: A significant player in Central and Eastern Europe, Raiffeisen manages diverse real estate projects and has a strong reputation for reliability and performance.
- Diversification: Rendity offers investors an opportunity to diversify their investment portfolios by investing in a range of real estate projects across different locations and property types. This can help spread risk and potentially increase returns.
- Accessibility: Rendity allows investors to participate in real estate projects with low investment thresholds, making it accessible to a wider range of investors who may not have large amounts of capital to invest in real estate traditionally.
- Transparency: Rendity conducts thorough due diligence on each project before listing it on their platform, providing investors with transparent information about the project’s details, financials, and risks. This transparency helps investors make informed investment decisions.
- Convenience: Rendity’s online platform makes it easy for investors to browse and invest in real estate projects from the comfort of their own homes. The platform also provides regular updates on the progress of the projects, making it convenient for investors to track their investments.
- Professional Expertise: Rendity has a team of experienced real estate professionals who carefully select and vet projects to be listed on their platform. This expertise can provide investors with access to quality real estate projects and insights from industry experts.
- Potential Returns: Investing in real estate through Rendity can offer the potential for attractive returns, including rental income and potential property appreciation, depending on the specific project and market conditions.
- Social Impact: Rendity also offers investors the opportunity to invest in socially responsible real estate projects, such as sustainable or affordable housing, allowing investors to make a positive impact while earning potential returns.
- Risks: Like any investment, real estate investments through Rendity come with risks. The value of the property can fluctuate, and there may be risks associated with the specific project, such as construction delays, regulatory changes, or changes in the local real estate market.
- Illiquidity: Real estate investments can be relatively illiquid, meaning that it may take time to sell or exit the investment if needed. Rendity typically has a predefined investment horizon, and investors may not have the flexibility to liquidate their investment before the project’s completion.
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