VIAINVEST is a European peer-to-peer lending platform that connects investors with borrowers seeking short-term loans. The platform emphasizes transparency and security, providing detailed information about each loan and offering a buyback guarantee on most loans in case of borrower default. VIAINVEST is a regulated entity, ensuring compliance with financial regulations and offering investment opportunities in the P2P lending market.
Key numbers
Who can invest?
How it works
Investeira about the project
To begin investing as a private individual, you must be at least 18 years old and hold citizenship within one of the EEA countries. In order to start investing feel free to complete the registration process and make the first deposit to your VIAINVEST investor account. If personal information stated in your investor profile matches the bank information of the person transferring funds to the VIAINVEST platform, the investor profile becomes active and you are able to start investing.
- Specialisation: P2P lending, business loans, personal loans
- Maximal observed interest rate: 8%
- Average rate: 11%
- Minimum investment amount: 50€
- Average terms: 12 months
- Currencies supported: €
- Foundation year: 2016
- Commission: 0%
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Instruction:
Registering on VIAINVEST, a peer-to-peer lending platform, involves several steps. Here’s a general guide to help you through the registration process:
1. Visit the VIAINVEST Website
Go to the official VIAINVEST website: [viainvest.com](https://www.viainvest.com/).2. Fill in the Registration Form
– Personal Information: Provide your full name, email address, and create a password.
– Account Type: Choose whether you are registering as an individual or a company.
– Contact Details: Enter your contact information such as phone number and address.
– Tax Information: You might be asked to provide your tax identification number.4. Verification Process
– Email Verification: Check your email for a verification link sent by VIAINVEST. Click on the link to verify your email address.
– Identity Verification: You may need to upload identification documents such as a passport or national ID. This is part of the KYC (Know Your Customer) process to verify your identity.
– Proof of Address: You might also be required to provide proof of address, such as a utility bill or bank statement.5. Agree to Terms and Conditions
– Read and agree to VIAINVEST’s terms and conditions, privacy policy, and any other relevant agreements.6. Complete Registration
– After submitting all necessary information and documents, wait for VIAINVEST to review and approve your account. This might take a few hours to a few days.7. Deposit Funds
– Once your account is approved, log in and navigate to the “Deposit” section to transfer funds into your VIAINVEST account.8. Start Investing!
Investeira tested Viainvest on several projects. Clear, understandable, and usable platform, diverse projects in EU. Not always there are available loans to invest. Buyback guarantee also adds up loan attractiveness, however, buyback guarantee doesn’t always work as it should.
Pros:
Usability of the platform
Good due diligence
Good balance of interest rates and risks
Autoinvestment
Cons:
Payments can be postponed
Few countries of loan origination
Generally, very similar investment opportunities
Support
Seems to be understaffed
Contact
Contact form