Zinsbaustein

1. Registration and Account Setup

To begin investing with Zinsbaustein, you first need to create an account on their platform. The registration process involves providing your full name, email address, and creating a password. Additionally, you must complete a verification process that complies with the European Crowdfunding Service Providers (ECSP) regulation, which includes submitting identification documents and verifying your residential address​​.

2. Funding Your Account

The minimum investment amount on Zinsbaustein is €500. This relatively low entry point allows a wide range of investors to participate in high-quality real estate projects. The platform supports various payment options to make the funding process straightforward and convenient​​.

3. Investment Opportunities

Zinsbaustein offers two primary types of investment opportunities: crowdinvesting in real estate financing and Club Deals. The standard crowdinvesting option allows you to invest in real estate projects with a minimum of €500, while Club Deals are designed for larger investments, starting from €50,000. These deals offer exclusive access to selected real estate developments and companies​​.

4. Project Selection and Due Diligence

The platform collaborates with experienced real estate developers and conducts thorough due diligence on each project before listing it. This ensures that only high-quality, vetted projects are available to investors, enhancing the security and potential returns of their investments​.

5. Investment Management

After you invest, Zinsbaustein manages the investments, ensuring that funds are allocated correctly and returns are distributed as per the project’s schedule. You receive detailed information about the progress of their investments and any associated risks.

6. No Investment Advisory

It’s important to note that Zinsbaustein does not offer investment advisory services. Investors are encouraged to make their own decisions based on the detailed project information provided on the platform. Zinsbaustein does not charge investors any commission fees for using its platform. Instead, the platform’s revenue comes from the fees paid by the project developers or real estate sellers and landlords.

7. Withdrawals and Returns

Returns on investments depend on the specific terms of each project. Typically, these returns range between 6% and 8% per annum. You can track returns and request withdrawals from their accounts as per the project’s payout schedule. The process is designed to be user-friendly, ensuring that you can easily access your funds when needed​.